All Level 4 Merchants Fallout 4
There are a total of 8 special merchants that you can recruit for your settlements, shown below. These first three can be easily found just by going to their location and speaking with them. You will have to pass a persuasion check in order to recruit them, so I would suggest a quick save before you talk to them, and then just reload if you fail.
Ann Hargraves — Clothing Specialist
Appropriate Assignment: Clothing Emporium
Population Demand: N/A
You can find Ann Hargraves in the WRVR Broadcast Station.
Vault-Tec Rep.
Appropriate Assignment: Trading Emporium
Population Demand: N/A
Found in Goodneighbor at the Rexford Hotel
Holt Combes
Appropriate Assignment: Trading Emporium
Population Demand: N/A
Found in Vault 81 at the depot. Not actually recruitable (cut feature).
For these other five, you'll need to encounter them during your travels in a random encounter, which can be much harder to do and is mainly luck based. They will require a persuasion check in order to be recruited, but you'll also need to have a large enough population to convince them to join you as well.
The Scribe — Armor Specialist
Appropriate Assignment: Armor Emporium
Population Demand: 10
You meet The Scribe during Random Encounter: Workshop Armor Vendor.
Doc Anderson — Clinic Specialist
Appropriate Assignment: Surgery Center
Population Demand: 20
You meet Doc Anderson during Random Encounter: The Walking Wounded.
Ron Staples — Food & Drink Specialist
Appropriate Assignment: Restaurant
Population Demand: 20
You meet Ron Staples during Random Encounter: Time to Party.
Rylee
Appropriate Assignment: Trading Emporium
Population Demand: N/A
You meet during Rylee Random Encounter: Rylee the Trader.
You can also find her after a quest ends in the Longneck Lukowski's Cannery
Smiling Larry — Weapons Specialist
Appropriate Assignment: Weapons Emporium
Population Demand: 30
Randomly encountered at any road in the Commonwealth.
Once you have successfully recruited one of these guys, they'll set up in your shop in your settlement and they'll be selling all sorts of new things, including unique and rare items quite often. Definitely worth the trouble of hunting down the random encounters!
Nov 13, 2015 - Fallout 4 Level 4 Merchants. The Scribe — Armor Specialist. Appropriate Store: Armor Emporium. Doc Anderson — Clinic Specialist. Appropriate Store: Surgery Center. Ann Hargraves — Clothing Specialist. Appropriate Store: Clothing Emporium. Ron Staples — Food & Drink Specialist. Vault-Tec Rep.
So I have managed to 'acquire' a large quantity of chems, and I would like to sell them to fund my other various hobbies.
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It seems that most of the traders I encounter only have around 265 caps available to trade with. Which makes offloading large quantities of goods a pain as they can rarely deal with a large transaction.
So which traders have the most caps available? How often do traders caps supply update or regenerate if indeed at all.
Here is a question related to cap regeneration.
All Level 4 Merchants Fallout 4 Cheats
David YellDavid Yell2 Answers
While they require an initial investment and the Cap Collector and Local Leader rank 2 to build, the shops you can build at your settlements have quite a lot of caps (between 700-800 for both the level 3 Clinic and level 3 Weapon shop, I assume the other level 3 shops to carry a similar amount.)
The rank 3 of cap collector also allows you to invest 500 caps in a shop once to increase it's buying capacity.
These methods are both reliant on the Cap Collector perks however.
CoqPwnerCoqPwnerThe Merchants page on Nukapedia has a listing of known merchants with the amount of available caps for most of them. There are a few without a cap amount listed, including notable traders such as Trashcan Carla.
I took that table, and sorted it by caps available. Among those with amounts, most of the wealthiest require the Far Harbor DLC. None of the Nuka-World merchants are listed, at this time.
The wealthiest merchant based on this information is Mitch, in Far Harbor, with 974 caps. The wealthiest without DLC is Doctor Patricia in Covenant, with 748 caps.
I've included that table below, but I've done a little testing myself after first posting this answer, and the numbers don't appear to be accurate. For instance, I visited Mitch twice a few levels apart, found him to have two different values both around 450 caps, and then went and visited Brooks and found him to have just over 700 caps.
All that being said, CoqPwner is correct in saying that merchants you build have at least as many caps as these options. There's a listing on the Fallout 4 Settlement Objects page at Nukapedia that lists some caps values for the craftable shops, but I'm also quite suspicious regarding these numbers. For instance, it shows the level 3 clothing shop as having 141 caps, but the level 1 as having only 251, which doesn't seem right.
Regardless of how many caps are available at each shop, the best way to sell a bunch of stuff is to go somewhere where there are multiple shops. The Diamond City Market has six (plus the clothing shop which requires loading another cell), which I believe is more than anywhere else. This is probably your first stop for trading for much of the game. Later, when you can build your own shops, you can set up a similar trading hub in any settlement.